-
Social Security Benefit Estimator
Free Social Security benefit estimator using the SSA PIA formula and current bend points. Project your monthly benefit at age 62, FRA (67 for those born 1960+), or 70.
-
ACA Marketplace Premium Estimator
Free ACA Marketplace premium estimator. Project your monthly premium and Premium Tax Credit (subsidy) by income and household size — based on Federal Poverty Level (FPL) thresholds.
-
Unemployment Benefit Estimator
Free unemployment insurance benefit estimator. Calculate weekly benefit amount based on base period wages and your state's formula. Coverage typically 26 weeks; Massachusetts 30, Florida 12.
-
Reverse Mortgage HECM Calculator
Free HECM (Home Equity Conversion Mortgage) calculator. Estimate the Principal Limit and cash available based on home value, age, and current 10-year LIBOR/SOFR Expected Rate.
-
Traditional vs Roth IRA Calculator
Free Traditional vs Roth IRA calculator. Compare tax-deferred Traditional IRA growth (deduct now, pay tax in retirement) to Roth IRA (pay tax now, withdrawals tax-free).
-
401(k) vs IRA Contribution Calculator
Free 401(k) vs IRA optimizer. Find the right contribution mix between employer 401(k) match, Roth IRA, and 401(k) max — based on tax rate and employer match formula.
-
Paid Family Leave State Calculator
Free state Paid Family Leave (PFL/PFML) calculator. Estimate weekly benefit amount and benefit weeks for the 13 US states with paid family leave programs in 2026.
-
Private Pension / Annuity Calculator
Free private pension and annuity calculator. Compare lump-sum payout vs. lifetime monthly stream, project annuity income from a premium, and evaluate fixed vs. variable annuities.
-
Medicare Supplement (Medigap) Calculator
Free Medicare Supplement (Medigap) calculator. Project annual out-of-pocket costs by plan letter (G, F, N, K, L) using current CMS premium and deductible amounts.
-
SSI Supplemental Security Income Calculator
Free SSI (Supplemental Security Income) calculator. Estimate your monthly SSI benefit based on countable income, living arrangement, and the 2026 Federal Benefit Rate.
-
Federal Pension FERS / CSRS Calculator
Free FERS / CSRS federal pension calculator. Estimate your federal employee retirement annuity by years of service, high-3 average salary, and applicable multiplier.
-
401(k) RMD Calculator
Free Required Minimum Distribution calculator. Compute mandatory annual withdrawal from 401(k), Traditional IRA, 403(b) using IRS Uniform Lifetime Table after age 73 (SECURE 2.0).
-
FUTA / SUTA Employer Tax Calculator
Free FUTA / SUTA employer unemployment tax calculator. Project federal FUTA (0.6% net on first $7,000) and state SUTA wage bases by state and experience rating.
-
FMLA Pregnancy Leave Calculator
Free FMLA pregnancy leave calculator. Project your 12-week federal Family and Medical Leave Act entitlement, plus state PFL pay if your state offers it.
-
COBRA Continuation Coverage Calculator
Free COBRA continuation coverage calculator. Estimate full premium (employee + employer share + 2% admin fee) for 18-36 months after qualifying event under federal COBRA.
-
Long-Term Care Insurance Calculator
Free long-term care insurance calculator. Estimate annual premium and coverage benefit by age, gender, and benefit period. Compare to self-funding $100K-$300K annual care cost.
-
State Disability Insurance (SDI) Calculator
Free State Disability Insurance (SDI) calculator. Estimate weekly benefit for short-term disability in California, New York, New Jersey, Rhode Island, Hawaii, and Massachusetts PFML medical.
-
Critical Illness Insurance Calculator
Free critical illness insurance calculator. Estimate annual premium for cancer, heart attack, stroke coverage. Lump-sum payout to cover deductibles, lost income, and out-of-pocket medical.
-
Life Insurance Coverage Calculator
Free life insurance needs calculator using DIME method. Compute appropriate coverage based on debt, income replacement, mortgage, and education needs for surviving family.